Workers Compensation Terms and Definitions

Cumulative Trauma (CT) An injury or illness that occurs over a period of time. For example, Carpal Tunnel Syndrome. Settlement A workers' compensation cases may be settled in one of two ways, by a Compromise and Release (C&R) or by a Stipulation with Request for Award (Stip). A C&R usually settles all outstanding issues in a claim for a single lump sum payment. A Stipulation may leave certain issues open, such as future medical treatment and/or vocational rehabilition. Uninsured Employers Fund (UEF) If your employer is illegally uninsured, this fund may provide benefits to you. Summary Rating Reconsideration An administrative procedure to object to the Summary Permanent Disability Rating issued by the DWC Disability Evaluation Unit. The request must be made within 30 days of receipt of the summary rating. Claims Administrator This is the term for insurance companies and others who handle your workers' compensation claim. Permanent Disability (PD) Any residual disability that impairs your ability to compete in the open labor market after you become permanent and stationary. Compromise and Release (C&R) Generally, a final settlement of your workers' compensation case where the parties agree on a single lump sum payment. It usually settles all outstanding issues except for future vocational rehabilitation. Temporary Patial Disability (TPD) A wage replacement benefit that may be paid when you return to work but at less than full earnings. Sometimes referred to as Wage Loss. Application for Adjudication of Claim (Application or App) Filing this form establishes a case before the Workers' Compensation Appeals Board (WCAB). A WCAB case number will be assigned. Panel Qualified Medical Evaluator A list of three independent qualified medical evaluators issued by the state Industrial Medical Council. You select any one of the three doctors for your evaluation. This is for workers not represented by an attorney.

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	Did You Know?
	The Hazard Communication Standard provides workers exposed to hazardous chemicals with the right-to-know The Hazard Communication Standard provides workers exposed to hazardous chemicals with the right-to-know the identities and hazards of those materials, as well as appropriate protective measures. When workers have such information, they are able to take steps to protect themselves from experiencing adverse effects from exposure. In addition, providing such information to employers helps them to design better protective programs for exposed employees.